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NewsApril 29, 2025

Lawsuit Reform Has Lowered Insurance Rates And Has “Given Consumers A Break”

Billboard attorneys in Florida are seeking to undo reforms at the state level which have lowered insurance rates and clamped down on excessive litigation. Recently, Florida Gov. Ron DeSantis mentioned the benefits the state has seen since the legislature enacted the wide-ranging reforms.

DeSantis said, if the opposition were to overturn the state’s progress:

> _You would see doctors leaving the state….you would see auto insurance rates \[rise\]…we actually have so far in 2025 average of 5 percent decrease in auto insurance premiums amongst the major carriers. That’s not happening, I think, anywhere else in the country._ **_The only reason it’s happening is because of the litigation reform_** _, because the cost of a lot of the lawsuits where you sue first, ask questions later, that is no longer being incentivized in Florida. And so it has made this, you know,_ **_it’s given consumers a break._**

Former Florida House Speaker Paul Renner has also spoken out against repealing the reforms, stating:

> _Just two years ago, the Florida Legislature ended sham litigation practices that made billboard lawyers rich at our expense. Auto insurance premiums are now going down for the first time in memory, saving Florida drivers millions. Billboard lawyers want those savings back in their pockets._

Florida State Sen. Ben Albritton recently noted that the reforms are working. As a result of reforms, insurance rates “are beginning to bend down,” and new businesses are entering the Florida market.

> NEW: @Sen\_Albritton on property insurance > > "There's lots of new capital coming here into the state… there's new companies, rates are beginning to bend down pretty well." pic.twitter.com/oFpWb7nXm1 > > — Florida’s Voice (@FLVoiceNews) April 28, 2025

Now is not the time for Florida lawmakers to turn back the clock and repeal these successful measures – Florida consumers are already benefiting.

Originally published at protectingamericanconsumers.org.