State briefing · LA

Louisiana: Lawsuit-Abuse Reform
and Consumer Cost

Ground zero for Operation Sideswipe — a federal investigation into staged-crash rings tied to New Orleans billboard attorneys.

Documented fraud & abuse9 PACT reports attributed to Louisiana
Documented fraud & abuseLouisiana

Federal prosecutors call it Operation Sideswipe: an organized staged-crash conspiracy involving plaintiff attorneys, medical providers, and paid "slammers."

~50
Guilty verdicts to date in the Operation Sideswipe investigation
$30K
Attempted insurance fraud in a single Baton Rouge staged-crash arrest
$3,107
Annual cost per Louisiana household from lawsuit abuse, per The Perryman Group
Direct-Action
Louisiana's outlier statutes have long invited the abuse
Reform progressLouisiana

Louisiana's 2025 session produced the largest tort-reform package in state history, targeting the lawsuit-abuse drivers that feed the fraud economy.

Act 15 / HB 431
51% comparative-fault bar — plaintiffs 51% or more at fault recover nothing (effective 2026)
Act 466 / SB 231
Collateral-source reform — only actual medical payments, not inflated billed amounts, are recoverable (effective 2026)

PACT coverage

Reporting and analysis attributed to Louisiana

News & analysis

7

Other documented hot spots