Georgia Delivers Early Wins Following Legal Reforms as Rate Cuts and Cost Reductions Take Hold

Washington, D.C. — Protecting American Consumers Together (PACT), a national organization dedicated to standing up for plaintiffs, victims, and consumers and ensuring access to a fair and transparent legal system, today celebrates the first anniversary of Governor Brian Kemp (R) signing lawsuit abuse reform legislation into law in Georgia. 

A growing body of positive headlines out of the Peach State is underscoring the real-world impact of recent lawsuit abuse reforms, with early data pointing to meaningful cost savings for both consumers and public entities. Recent reporting highlights a 10% rate reduction from State Farm, which Georgia’s insurance commissioner called a “major win” for drivers. Similarly, Allstate announced a 5% rate reduction for customers earlier this year. 

At the same time, the Metropolitan Atlanta Rapid Transit Authority (MARTA) has reported a $2.8 million decrease in casualty and liability costs, citing a reduced risk profile following the state’s tort reforms. 

Together, these developments point to a stabilizing insurance environment and reduced financial pressures driven by excessive litigation, offering early validation that reform is working as intended.

“Georgia is proving that when you take on lawsuit abuse, you can deliver real relief for consumers,” said PACT Executive Director Lauren Zelt. “From lower insurance rates to reduced costs for public services, these results show that thoughtful legal reform can make a real difference in people’s daily lives.”

At the recent national PACT Summit, Governor Brian Kemp and former State Senator John F. Kennedy were recognized for their leadership in advancing meaningful legal reforms in Georgia. Their efforts have helped position the state as a national model for how to protect consumers while restoring balance to the legal system.

PACT has launched a digital “thank you” campaign to recognize leaders who have taken action to address lawsuit abuse in Georgia and to highlight the tangible benefits these reforms are delivering for families, businesses, and taxpayers across the state.

As states across the country grapple with rising costs tied to excessive litigation, Georgia’s early success offers a clear roadmap: meaningful reform can work, and consumers are already beginning to see the difference.

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