Washington, DC – Today, Georgia Insurance and Safety Fire Commissioner John F. King published an op-ed in the Atlanta Journal-Constitution outlining the tangible, measurable results of Georgia’s landmark lawsuit abuse reforms signed into law by Gov. Brian Kemp on April 21, 2025 — including hundreds of millions of dollars in auto insurance savings for Georgia families.

Read the full piece here: Atlanta Journal-Constitution

Key Excerpts:

One year after Gov. Brian Kemp and the Georgia Legislature enacted sweeping lawsuit abuse reforms, the results are no longer theoretical. Rather, they’re showing up in real savings for taxpayers.

When liability expenses rise, they are passed along to consumers in the form of higher prices for consumer goods, more expensive insurance premiums, and fewer services. It’s a hidden tax that affects everything from groceries to childcare to transportation.

Over the past year, my office has approved significant auto insurance rate reductions across multiple major car insurance carriers.

Back in November of 2025, I announced over $400 million in savings for State Farm customers, with the average family seeing about $190 in savings per insured vehicle.

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A recent filing from Allstate includes a 5% reduction in private passenger auto insurance rates, impacting tens of thousands of Georgia drivers and generating an estimated $17.7 million in savings.

My office approved a rate decrease of 10% for Travelers, resulting in more than $40 million in savings for Georgia families.

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After years of being labeled a judicial hellhole, the state has been removed from the American Tort Reform Association’s list — a clear sign that reforms are restoring fairness and predictability to the system and encouraging a healthier marketplace.

Consider the Metropolitan Atlanta Rapid Transit Authority (MARTA), which recently reported a $2.8 million drop in casualty and liability costs, citing a reduced risk profile following last year’s reforms. That’s not a projection, that’s real money.

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At a time when affordability remains at the forefront for Georgia families, these reforms are delivering exactly what they were designed to do: lower costs, increase opportunity, and protect consumers. That’s something to be proud of, and an example for other states to follow.

Commissioner King’s op-ed offers a compelling, data-backed case study in what lawsuit abuse reform can deliver — and a clear model for states still grappling with out-of-control litigation costs and unaffordable insurance premiums.