Georgia drivers just got another dose of relief. On December 18, WSB-TV reported that Liberty Mutual and two Safeco companies will cut personal auto rates statewide for Georgia policyholders. This welcome news comes after State Farm announced insurance rate reductions that now total more than 10% over the past year. The Insurance Commissioner’s office says these moves reflect a stabilizing market, more competition, and early results from this year’s lawsuit abuse reforms.

According to Commissioner John F. King, the new filings deliver “meaningful savings for drivers across the state.” As WSB-TV Reports: 

Here are the reduction amounts for each company:

Safeco Insurance Company of Illinois: – 5.1%

Safeco Insurance Company of Indiana: -4.9%

Liberty Mutual Personal Insurance Company: -5.7%

The takeaway: cracking down on lawsuit abuse is translating to lower costs for families. Other states grappling with premium spikes should watch closely.