As Americans across the country grapple with an affordability crisis, some leaders have taken action to alleviate the pain. One of those leaders, Governor Brian Kemp of Georgia, worked earlier this year to deliver historic lawsuit abuse reforms in the Peach State. And now, Georgians are seeing the direct result of these reforms in the form of lower costs. 

This week, State Farm announced that a significant rate cut, saving drivers hundreds of dollars a year:

King announced Wednesday that State Farm will cut auto insurance rates in Georgia by an additional 3%, bringing total reductions approved over the past year to more than 10%.

His office estimates the changes will save Georgians roughly $400 million a year, or about $190 per insured vehicle. 

Georgia Insurance and Safety Fire Commissioner John F. King directly attributed the major rate cut to the lawsuit abuse reforms passed this year:

King said the reductions are the result of a year of pushing consumer-focused reforms, strengthening fraud enforcement and implementing civil justice changes he believes will stabilize the state’s insurance environment.

Georgia, along with Florida, have shown the power of passing lawsuit abuse reforms that bring down costs and bring greater fairness and transparency to the legal system. It’s time for states across the country to follow Georgia and Florida’s lead and pass lawsuit abuse reforms for their own states.