The latest Consumer Price Index data reports how motor vehicle insurance costs remain a major contributor to inflation in the United States, increasing monthly from April to May in 2025: 

The motor vehicle insurance index rose 0.7 percent in May, after rising 0.6 percent in April. The index for household furnishings and operations increased 0.3 percent over the month. The personal care index increased 0.5 percent in May, and the education index rose 0.3 percent. In contrast, the index for airline fares fell 2.7 percent in May, after declining 2.8 percent in April. The used cars and trucks index fell 0.5 percent over the month, and the new vehicles index (-0.3 percent) and apparel index (-0.4 percent) also declined.

The used cars and trucks index fell 0.5 percent over the month, and the new vehicles index (-0.3 percent) and apparel index (-0.4 percent) also declined. The index for all items less food and energy rose 2.8 percent over the past 12 months. The shelter index increased 3.9 percent over the last year. Other indexes with notable increases over the last year include medical care (+2.5 percent), motor vehicle insurance (+7.0 percent), household furnishings and operations (+2.7 percent), and recreation (+1.8 percent).

Lawsuit abuse is running rampant across the United States, diverting funds from real needs, and causing a steady increase in costs for every American. Lawmakers nationwide should prioritize ending lawsuit abuse to reduce rising auto insurance rates and protect consumers. While insurance rates have risen across the nation, Florida has seen rates decline after enacting lawsuit abuse reform legislation, successfully setting the precedent for other states. 

The American people should not be footing the bill for personal injury lawyers abusing the legal system for their benefit. It’s time for reform.