Rising property insurance is putting a strain on the budgets of Americans across the country. This weekend, the Washington Post Editorial Board highlighted how governors are trying to tackle the scourge of rising monthly premiums. Yet, there is one proven way to help fight rising property insurance: lawsuit abuse reform.

Before passing lawsuit abuse reform, Florida was inundated with frivolous lawsuits which caused insurers to “[jack] up premiums and [forced] many insurers to close shop.” Now, as the Washington Post highlights, premiums are decreasing as a result of lawsuit abuse reform:

Florida’s property insurance market, for instance, was crushed by abusive lawsuits for years because of laws and court decisions that encouraged scammers to sue insurers. By 2021, about three-quarters of America’s property insurance lawsuits took place in the Sunshine State, jacking up premiums and forcing many insurers to close shop. In 2022 and again in 2023, the legislature and Gov. Ron DeSantis (R) passed tort reform. Taking on the trial lawyers has been a boon for Floridians: More than a dozen insurers have since entered the state’s marketplace, and premium increases have slowed.

Meaningful lawsuit abuse reforms lowers costs for consumers and increases transparency and fairness in the legal system. States across the country should take note of Florida’s success and follow suit.