The positive impacts of Florida’s landmark 2023 lawsuit abuse reforms continue to ripple throughout the Sunshine State. In recent months, Floridians have discovered that lawsuit abuse reform is “bringing relief to insurance consumers’ wallets.” 

Additionally, the number of predatory lawsuits is also dropping dramatically. According to a new analysis, the number of “frivolous claims” is dropping significantly statewide:

Citizens Property Insurance Corp., which serves as the insurer of last resort for homeowners unable to find private coverage, reported that lawsuits originating from Broward, Palm Beach and Miami-Dade counties dropped from 88% of its total cases in 2020 to 55% in the first seven months of 2025. Statewide, the number of suits fell from 6,251 during January through July 2021 to 3,600 in the same period this year, according to the company’s data.

The decline coincides with changes enacted by Florida lawmakers in 2022 and 2023 including the elimination of a long-standing “one-way” attorney fee rule that required insurers to cover plaintiffs’ legal costs if a settlement exceeded the carrier’s initial offer by even a small amount. 

And while Florida once had “one of the nation’s highest property insurance costs,” consumers are now finding that these reforms have “[stabilized] the market.” Additionally, Florida is now seeing new companies operating in the state, bring premiums down even further:

Friedlander added that lower litigation costs have drawn 17 new insurance companies to the state and prompted most Florida-based carriers to seek rate decreases or hold premiums steady.

Florida’s lawsuit abuse reforms are achieving the results Governor DeSantis and Florida’s legislative leaders promised. They are creating a fairer, more transparent legal system which benefits working families throughout the Sunshine State. With frivolous lawsuits on the decline, costs are dropping and consumers across the state are reaping the benefits. These reforms have made Florida a national model for restoring trust, transparency, and accountability to their state’s legal system.